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Yes!
Many car accident injuries don’t show symptoms immediately. Whiplash, soft tissue damage, and even concussions can take hours or days to manifest. Seeing a doctor right away creates documentation that links your injuries to the accident, which is critical for your claim.
Delaying treatment gives insurance companies reason to question whether the accident caused your injuries.
When repair costs exceed a certain percentage of your vehicle’s value (usually 70-80%), insurance declares it a total loss.
They’ll offer you the actual cash value of your car before the accident. This offer is often lower than what you need to replace your vehicle. MAA helps you understand whether the valuation is fair and coordinates with your attorney to challenge lowball total loss offers if necessary.
If you’ve been injured, yes.
Insurance companies have teams of lawyers working to minimize what they pay you. An attorney levels the playing field. They know how to calculate the true value of your case, including future medical costs and pain and suffering that you might not consider.
Studies show that accident victims with attorneys receive significantly higher settlements than those who handle claims alone.
Your attorney:
They handle the legal complexities so you can focus on recovery.
Insurance companies often request independent medical examinations (IMEs) with doctors they choose.
Remember, these doctors work for the insurance company, not you. You should still continue seeing your own doctors and document everything. Your attorney can advise you on how to handle IME requests.